Important benefits – an overview

You can choose from four different tariffs: S (Small), M (Medium), L (Large) and Z (Supplement).

STUDENT-PLUS S is limited to health insurance.

We recommend STUDENT-PLUS M, which is a combination of travel health insurance, assistance insurance, personal liability insurance and accident insurance, thus offering comprehensive protection.

STUDENT-PLUS L additionally includes baggage insurance.

STUDENT-PLUS Z consists of assistance insurance, personal liability insurance and accident insurance as well as baggage insurance and does not include cover in the event of illness.

STUDENT-PLUS
S(Small)
M(Medium)
L(Large)
Z(Supplement)
Health insurance
Outpatient medical treatment
Provision with medicine, dressing material, remedies and medical appliances
Inpatient medical treatment including operations
Dental treatment for pain relief
Simple repair of existing dentures, 50% of actual costs, up to €2.000
Simple dentures due to an accident up to an amount of €2.000 per insurance year
Medically necessary transport of patients for purposes of inpatient treatment
Medically sensible return transport of an ill insured person from abroad to his/her home country
Noncontributory extension of insurance cover in case of extended stay abroad if the stay must be extended for medical reasons
Visit to an insured person who is ill (minimum duration of hospital stay 14 days) up to €1.000
Repatriation of the mortal remains of the insured person or burial costs in case of death
Cancer check-ups (waiting period: 6 months) - €200 per insurance year
Examination and treatment due to pregnancy and childbirth, if the pregnancy occurred after the beginning of the insurance cover: pregnancy check-up 100%, delivery (waiting period: 8 months) 100%
Outpatient psychoanalytic treatment (up to 5 sessions and a maximum of €1.000 per insurance year)
Home country cover in case of an interruption of the stay abroad
Liability insurance
Personal injury and damage to property, sum insured €2.5 million (L and Z) or €1 million (M)
Damage to rented property, sum insured €25,000 (L and Z) or €10,000 (M)
Accident insurance
Accidental death benefit €20,000 (L and Z) or €10,000 (M)
Benefit in case of 100% accidental disability €40,000 (L and Z) or €20,000 (M)
Rescue costs €5,000
Plastic surgery as a result of an accident €5,000
Assistance insurance
Assistance in case of loss of means of payment
Assistance in case of loss of documents
Assistance in case of criminal prosecution
Return travel costs to the home country in case of illness of family members up to €1,000
Baggage insurance
Sum insured: €2,000
Monthly premium worldwide without USA/Canada up to the 12th month
€39.00
€45.00
€54.00
€15.00*
Monthly premium worldwide without USA/Canada as of month 13
€54.00
€60.00
€69.00
€15.00*
Monthly premium worldwide including USA/Canada up to the 12th month
€54.00
€60.00
€69.00
€15.00*
Monthly premium worldwide including USA/Canada as of month 13
€74.00
€80.00
€89.00
€15.00*
*(minimum contribution €90.00)

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